Manitoba Crop Alliance Now Issuing Cash Advances on 2026 Winter Cereals
Farmers can access interest-free advances up to $1 million on winter wheat and fall rye through a federal loan program, with government covering interest on the first $100,000.

- Funding available
- Up to $1 million per farmer
- Interest coverage
- Government pays interest on first $100,000
- Crops eligible
- Winter wheat and fall rye planted fall 2026
- Processing time
- Three to five business days after application
- How to apply
- Phone Manitoba Crop Alliance at 1-204-745-6661 or 1-877-598-5685
- Program administrator
- Agriculture and Agri-Food Canada
What was announced
Manitoba Crop Alliance has begun issuing cash advances on winter wheat and fall rye planted in fall 2026 through Agriculture and Agri-Food Canada's Advance Payments Program. This federal loan program provides farmers with marketing flexibility through interest-free and low-interest cash advances on eligible crops.
Funding details
Eligible farmers can receive up to $1 million in advances. The Government of Canada covers all interest on the first $100,000 under the 2027 program year. MCA charges competitive interest rates on amounts above the federally subsidized portion, with rates comparable to those offered by major banks and credit unions.
Who can apply
Canadian farmers growing winter wheat or fall rye in Manitoba can apply for advances on crops planted in fall 2026. MCA also continues processing applications for the 2026 program year on more than 35 other crop kinds and honey, indicating the program serves a diverse agricultural community.
How to apply
Farmers can request an application form by contacting MCA directly. Once an application is submitted and processed, funds can be issued within three to five business days. For ongoing updates about the program, farmers can email info@mcacashadvance.ca to subscribe to APP-specific information.
- Call 1-204-745-6661 or toll-free 1-877-598-5685
- Request an application form
- Submit completed application for fast processing
What this means for your farm
This cash advance program reduces the time between planting and sale, helping farmers manage cash flow during the growing season. By removing the interest burden on the first $100,000 of advances, the program lowers borrowing costs for qualifying farmers, making working capital more accessible for operations and planning.
Frequently asked questions
How quickly will I receive the funds?
Once your application process is complete, funds can be issued in three to five business days.
What interest rate will I pay?
The Government of Canada pays the interest on the first $100,000 for the 2027 program year. MCA's interest rate on amounts above that is competitive with major banks and credit unions, though the exact rate is not specified in this announcement.
Can I apply for an advance on crops other than winter wheat and fall rye?
Yes. MCA continues to process applications for the 2026 program year on more than 35 crop kinds and honey. For details on eligibility and timing for crops other than the newly announced winter cereals, contact MCA directly.
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